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Travel advice FAQs: what insurance do I need when hiring a car?

Another expensive insurance touted at car rental desks is Personal Accident
Insurance (PAI), which pays out if you are severely injured or die in an
accident in a hired car. You are probably covered by your travel insurance
policy or through the credit card used to pay for the rental, but you should
check.

Finally, do read what you are signing for on the rental agreement. Desk agents
working on commission will try to sneak in extra insurances. Don’t be fooled
by them.

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